Natural hazards · Makanda

Makanda, IL natural hazards

Most of the natural-hazard damage FEMA expects in Makanda comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2005. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Makanda?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Makanda to be higher than in 74% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes30%Inland flooding25%Cold waves15%Strong wind11%Heat waves7%Tornadoes6%Everything else5%

By hazard

What Makanda faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

30% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

25% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 6 times a year in the area

Cold waves

15% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Strong wind

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 34 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Makanda flood?

Every paid claim on a federal flood insurance policy in Makanda, from FEMA’s records.

4paid claims since 2005

$32Kpaid to owners

0homes flooded more than once

20052026

Biggest named events

March storm: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Makanda isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Makanda

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Makanda itself: aid to households, or repair grants to the Township of Makanda.

Brought FEMA money into MakandaDeclared for Jackson County only

2011

Severe Storms and Flooding

$11K to the Township of Makanda for repairs

2009

Severe Storms, Flooding, and Tornadoes

$120K to the Township of Makanda for repairs

2004

Record/Near Record Snow

$2K to the Township of Makanda for repairs

Jackson County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Makanda

Makanda and the towns around it

Very lowLowModerateHighVery high

Pomonamostly inland floodingVery high

Carbondalemostly earthquakesVery high

Makandamostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Makanda covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Makanda’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Makanda. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Makanda total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.