Natural hazards · Macomb

Macomb, IL natural hazards

Most of the natural-hazard damage FEMA expects in Macomb comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Macomb?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Macomb to be higher than in 31% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding21%Cold waves19%Heat waves17%Tornadoes15%Earthquakes9%Hail8%Everything else12%

By hazard

What Macomb faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

21% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 2 times a year in the area

Cold waves

19% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Heat waves

17% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 77% of U.S. places

Earthquakes

9% of expected damage

Above average · higher than 70% of U.S. places

Hail

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Macomb flood?

FEMA's records show no paid flood insurance claims in Macomb.

of all homes
are insured

No community discount. Macomb isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McDonough County.

Disasters that hit Macomb

Federal disasters declared here

None of the disasters declared for McDonough County shows FEMA aid or repair money reaching Macomb itself in FEMA’s records.

Brought FEMA money into MacombDeclared for McDonough County only

McDonough County has had 9 natural disasters declared since 1953, most often winter storms and severe storms.

Around Macomb

Macomb and the towns around it

Very lowLowModerateHighVery high

Emmetmostly inland floodingModerate

Chalmersmostly inland floodingModerate

Scotlandmostly inland floodingModerate

Macombmostly inland floodingModerate

Macomb Citymostly inland floodingLow

Macombmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Macomb covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Macomb’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Macomb. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Macomb total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.