Natural hazards · Lynnville

Lynnville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lynnville comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lynnville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lynnville to be higher than in 48% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding25%Cold waves24%Drought20%Earthquakes11%Strong wind8%Everything else13%

By hazard

What Lynnville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Drought

20% of expected damage

Recorded about 4 times a year in the area

Earthquakes

11% of expected damage

Well above average · higher than 81% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lynnville flood?

FEMA's records show no paid flood insurance claims in Lynnville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lynnville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morgan County.

Disasters that hit Lynnville

Federal disasters declared here

None of the disasters declared for Morgan County shows FEMA aid or repair money reaching Lynnville itself in FEMA’s records.

Brought FEMA money into LynnvilleDeclared for Morgan County only

Morgan County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lynnville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lynnville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lynnville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.