Natural hazards · Long Creek

Long Creek, IL natural hazards

Most of the natural-hazard damage FEMA expects in Long Creek comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Long Creek?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Long Creek to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding47%Earthquakes13%Cold waves12%Tornadoes11%Everything else17%

By hazard

What Long Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Earthquakes

13% of expected damage

Well above average · higher than 79% of U.S. places

Cold waves

12% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 29 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Long Creek flood?

FEMA's records show no paid flood insurance claims in Long Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Long Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macon County.

Disasters that hit Long Creek

Federal disasters declared here

None of the disasters declared for Macon County shows FEMA aid or repair money reaching Long Creek itself in FEMA’s records.

Brought FEMA money into Long CreekDeclared for Macon County only

Macon County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Long Creek

Long Creek and the towns around it

Very lowLowModerateHighVery high

Mount Zionmostly inland floodingHigh

Decaturmostly inland floodingModerate

Long Creekmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Long Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Long Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Long Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.