Natural hazards · Lomax

Lomax, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lomax comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2008. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lomax?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lomax to be higher than in 84% of U.S. communities, mostly from inland flooding and drought.

Inland flooding37%Drought16%Strong wind12%Hail11%Tornadoes8%Heat waves7%Everything else10%

By hazard

What Lomax faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Drought

16% of expected damage

Recorded about 9 times a year in the area

Strong wind

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Hail

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 7 years in the area

Heat waves

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lomax flood?

Every paid claim on a federal flood insurance policy in Lomax, from FEMA’s records.

1paid claims since 2008

$45Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lomax isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henderson County.

Disasters that hit Lomax

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lomax itself: aid to households, or repair grants to the Village of Lomax.

Brought FEMA money into LomaxDeclared for Henderson County only

2008

Severe Storms and Flooding

7 households applied for aid $5K aid approved

1999

Il-Winter Storm 1/1/99

$2K to the Village of Lomax for repairs

Henderson County has had 14 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lomax is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lomax’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lomax. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.