Natural hazards · Lively Grove

Lively Grove, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lively Grove comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lively Grove?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lively Grove to be higher than in 71% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes28%Inland flooding26%Heat waves17%Cold waves8%Strong wind7%Tornadoes6%Everything else9%

By hazard

What Lively Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

28% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

26% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 2 years in the area

Heat waves

17% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 11 times a year in the area

Cold waves

8% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lively Grove flood?

FEMA's records show no paid flood insurance claims in Lively Grove.

of all homes
are insured

No community discount. Lively Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Lively Grove

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Lively Grove itself in FEMA’s records.

Brought FEMA money into Lively GroveDeclared for Washington County only

Washington County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Lively Grove

Lively Grove and the towns around it

Very lowLowModerateHighVery high

Johannisburgmostly inland floodingHigh

Marissamostly inland floodingHigh

Lively Grovemostly earthquakesHigh

Oakdalemostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lively Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lively Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lively Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.