Natural hazards · Lewistown

Lewistown, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lewistown comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1985. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lewistown?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lewistown to be higher than in 33% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves18%Tornadoes17%Heat waves8%Hail7%Earthquakes6%Everything else10%

By hazard

What Lewistown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 2 times a year in the area

Cold waves

18% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 78 years in the area

Heat waves

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 7 times a year in the area

Hail

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HurricanesIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lewistown flood?

Every paid claim on a federal flood insurance policy in Lewistown, from FEMA’s records.

3paid claims since 1985

$49Kpaid to owners

0homes flooded more than once

19852026

Biggest named events

Midwest Flooding: 2 claims, $48K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lewistown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Lewistown

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lewistown itself: aid to households, or repair grants to the City of Lewistown.

Brought FEMA money into LewistownDeclared for Fulton County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

50 households applied for aid $273K aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

21 households applied for aid $39K aid approved $45K to the City of Lewistown for repairs

2011

Severe Winter Storm and Snowstorm

$5K to the City of Lewistown for repairs

2006

Snow

$6K to the City of Lewistown for repairs

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $764 aid approved

2000

Illinois Winter Snow Storms

$3K to the City of Lewistown for repairs

1999

Il-Winter Storm 1/1/99

$3K to the City of Lewistown for repairs

Fulton County has had 18 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lewistown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lewistown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lewistown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lewistown total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.