Natural hazards · Lamotte

Lamotte, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lamotte comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 2006.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lamotte?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lamotte to be higher than in 56% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding50%Earthquakes21%Tornadoes10%Everything else20%

By hazard

What Lamotte faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

21% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

10% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 22 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lamotte flood?

Every paid claim on a federal flood insurance policy in Lamotte, from FEMA’s records.

8paid claims since 2006

$115Kpaid to owners

0homes flooded more than once

20062026

Biggest named events

Mid-spring storms: 2 claims, $9K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lamotte isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Lamotte

Federal disasters declared here

None of the disasters declared for Crawford County shows FEMA aid or repair money reaching Lamotte itself in FEMA’s records.

Brought FEMA money into LamotteDeclared for Crawford County only

Crawford County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Lamotte

Lamotte and the towns around it

Very lowLowModerateHighVery high

Hutsonvillemostly inland floodingHigh

Montgomerymostly inland floodingModerate

Lamottemostly inland floodingModerate

Gillmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lamotte covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lamotte’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Lamotte. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lamotte total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.