Natural hazards · Lacon

Lacon, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lacon comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lacon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lacon to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding53%Cold waves15%Strong wind10%Tornadoes10%Drought6%Everything else7%

By hazard

What Lacon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 16 years in the area

Drought

6% of expected damage

Recorded about 9 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lacon flood?

FEMA's records show no paid flood insurance claims in Lacon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lacon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

Disasters that hit Lacon

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lacon itself: aid to households, or repair grants to the Township of Lacon.

Brought FEMA money into LaconDeclared for Marshall County only

2013

Severe Storms, Straight-Line Winds, and Flooding

$19K to the Township of Lacon for repairs

2011

Severe Winter Storm and Snowstorm

$3K to the Township of Lacon for repairs

2006

Snow

$4K to the Township of Lacon for repairs

2000

Illinois Winter Snow Storms

$2K to the Township of Lacon for repairs

1999

Il-Winter Storm 1/1/99

$3K to the Township of Lacon for repairs

Marshall County has had 12 natural disasters declared since 1953, most often winter storms and floods.

Around Lacon

Lacon and the towns around it

Very lowLowModerateHighVery high

Chillicothemostly inland floodingHigh

Partridgemostly inland floodingHigh

Henrymostly inland floodingModerate

Laconmostly inland floodingModerate

Richlandmostly inland floodingModerate

Hopewellmostly inland floodingLow

Steubenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lacon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lacon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lacon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.