Natural hazards · Kinsman

Kinsman, IL natural hazards

Most of the natural-hazard damage FEMA expects in Kinsman comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kinsman?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kinsman to be higher than in 79% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves27%Tornadoes8%Everything else6%

By hazard

What Kinsman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Cold waves

27% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 7 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kinsman flood?

FEMA's records show no paid flood insurance claims in Kinsman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kinsman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grundy County.

Disasters that hit Kinsman

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kinsman itself: aid to households, or repair grants to the Village of Kinsman.

Brought FEMA money into KinsmanDeclared for Grundy County only

2011

Severe Winter Storm and Snowstorm

$986 to the Village of Kinsman for repairs

2007

Severe Storms and Flooding

1 household applied for aid $200 aid approved

2000

Illinois Winter Snow Storms

$1K to the Village of Kinsman for repairs

Grundy County has had 13 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kinsman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kinsman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Kinsman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.