Natural hazards · Kincaid

Kincaid, IL natural hazards

Most of the natural-hazard damage FEMA expects in Kincaid comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 2002. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kincaid?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kincaid to be higher than in 40% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding31%Cold waves24%Earthquakes14%Drought12%Tornadoes6%Everything else13%

By hazard

What Kincaid faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Cold waves

24% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

14% of expected damage

Well above average · higher than 81% of U.S. places

Drought

12% of expected damage

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 10 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kincaid flood?

Every paid claim on a federal flood insurance policy in Kincaid, from FEMA’s records.

5paid claims since 2002

$169Kpaid to owners

0homes flooded more than once

20022026

Biggest named events

Early winter storms: 3 claims, $165K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kincaid isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Christian County.

Disasters that hit Kincaid

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kincaid itself: aid to households, or repair grants to the Village of Kincaid.

Brought FEMA money into KincaidDeclared for Christian County only

2006

Severe Winter Storm

$66K to the Village of Kincaid for repairs

1999

Il-Winter Storm 1/1/99

$2K to the Village of Kincaid for repairs

Christian County has had 6 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kincaid covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kincaid’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Kincaid. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kincaid total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.