TownTapestry
Sign inJoin
KeithsburgGood night
Natural hazards · Keithsburg

Keithsburg, IL natural hazards

Most of the natural-hazard damage FEMA expects in Keithsburg comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 41 claims here since 1993. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Keithsburg?

82
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Keithsburg to be higher than in 82% of U.S. communities, mostly from inland flooding and drought.

Inland flooding38%Drought17%Strong wind15%Cold waves10%Heat waves5%Everything else15%
By hazard

What Keithsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 2 times a year in the area

Drought

17% of expected damage
Recorded about 8 times a year in the area

Strong wind

15% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 6 times a year in the area

Cold waves

10% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 5 times a year in the area

Heat waves

5% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Keithsburg flood?

Every paid claim on a federal flood insurance policy in Keithsburg, from FEMA’s records.

41paid claims since 1993
$997Kpaid to owners
3homes flooded more than once
19932026

Biggest named events

  • Midwest Flooding: 19 claims, $404K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Keithsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mercer County.

What’s been done with FEMA grants

126flood-prone properties bought out and cleared
Disasters that hit Keithsburg

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Keithsburg itself: aid to households, or repair grants to the City of Keithsburg.

Brought FEMA money into KeithsburgDeclared for Mercer County only
2019

Severe Storms and Flooding

$97K to the City of Keithsburg for repairs
2013

Severe Storms, Straight-Line Winds, and Flooding

$13K to the City of Keithsburg for repairs
2011

Severe Winter Storm and Snowstorm

$2K to the City of Keithsburg for repairs
2008

Severe Storms and Flooding

98 households applied for aid $492K aid approved $149K to the City of Keithsburg for repairs
2001

Flooding

$124K to the City of Keithsburg for repairs
Mercer County has had 13 natural disasters declared since 1953, most often floods and winter storms.
Around Keithsburg

Keithsburg and the towns around it

Keithsburg: Very high, mostly inland floodingAbington: Very high, mostly inland floodingNew Boston: Very high, mostly inland flooding