Natural hazards · Joslin

Joslin, IL natural hazards

Most of the natural-hazard damage FEMA expects in Joslin comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Joslin?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Joslin to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves15%Tornadoes9%Heat waves5%Everything else13%

By hazard

What Joslin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Cold waves

15% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 31 years in the area

Heat waves

5% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Joslin flood?

FEMA's records show no paid flood insurance claims in Joslin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Joslin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rock Island County.

Disasters that hit Joslin

Federal disasters declared here

None of the disasters declared for Rock Island County shows FEMA aid or repair money reaching Joslin itself in FEMA’s records.

Brought FEMA money into JoslinDeclared for Rock Island County only

Rock Island County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Joslin

Joslin and the towns around it

Very lowLowModerateHighVery high

Joslinmostly inland floodingVery high

Zumamostly inland floodingVery high

Canoe Creekmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Joslin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Joslin’s own flood-insurance community; household aid to the registrant’s city; repair grants to Joslin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.