Jacksonville, IL natural hazards
Most of the natural-hazard damage FEMA expects in Jacksonville comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 33 claims here since 1979. 6 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Jacksonville?
FEMA expects yearly storm and flood damage to homes and buildings in Jacksonville to be higher than in 68% of U.S. communities, mostly from cold waves and inland flooding.
What Jacksonville faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Cold waves
Inland flooding
Heat waves
Earthquakes
Lower here
Not a risk here
Does Jacksonville flood?
Every paid claim on a federal flood insurance policy in Jacksonville, from FEMA’s records.
Biggest named events
- Hurricane Ike: 1 claim, $10K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
6 federal disasters brought FEMA money here
Disasters the President declared that paid out in Jacksonville itself: aid to households, or repair grants to the City of Jacksonville.
Severe Storms and Flooding
Severe Storms and Flooding
Severe Winter Storm and Snowstorm
Tornadoes and Severe Storms
Severe Storms, Tornadoes and Flooding
Il-Winter Storm 1/1/99
How to read this page
FEMA’s expected losses across Jacksonville total about $13.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.