Natural hazards · Irving

Irving, IL natural hazards

Most of the natural-hazard damage FEMA expects in Irving comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Irving?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Irving to be higher than in 62% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding36%Earthquakes23%Cold waves10%Tornadoes9%Drought7%Strong wind7%Everything else9%

By hazard

What Irving faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

10% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 9 years in the area

Drought

7% of expected damage

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Irving flood?

FEMA's records show no paid flood insurance claims in Irving.

of all homes
are insured

No community discount. Irving isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Irving

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Irving itself: aid to households, or repair grants to the Village of Irving.

Brought FEMA money into IrvingDeclared for Montgomery County only

2006

Severe Winter Storm

$1K to the Village of Irving for repairs

Montgomery County has had 5 natural disasters declared since 1953, most often tornadoes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Irving is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Irving’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Irving. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.