Natural hazards · Ipava

Ipava, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ipava comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ipava?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ipava to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes15%Cold waves11%Earthquakes11%Hail9%Strong wind6%Everything else11%

By hazard

What Ipava faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 6 years in the area

Cold waves

11% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

11% of expected damage

Above average · higher than 73% of U.S. places

Hail

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ipava flood?

FEMA's records show no paid flood insurance claims in Ipava.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ipava isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Ipava

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ipava itself: aid to households, or repair grants to the Village of Ipava.

Brought FEMA money into IpavaDeclared for Fulton County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

1 household applied for aid

2013

Severe Storms, Straight-Line Winds, and Flooding

19 households applied for aid $12K aid approved

2003

Severe Storms, Tornadoes, and Flooding

19 households applied for aid $19K aid approved

Fulton County has had 18 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ipava is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ipava’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ipava. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.