Natural hazards · Indian Head Park

Indian Head Park, IL natural hazards

Most of the natural-hazard damage FEMA expects in Indian Head Park comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2014. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Indian Head Park?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Indian Head Park to be higher than in 63% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves20%Tornadoes11%Heat waves5%Everything else3%

By hazard

What Indian Head Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 6 times a year in the area

Cold waves

20% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 76% of U.S. places

Heat waves

5% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Indian Head Park flood?

Every paid claim on a federal flood insurance policy in Indian Head Park, from FEMA’s records.

1paid claims since 2014

$4Kpaid to owners

0homes flooded more than once

20142026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Indian Head Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cook County.

Disasters that hit Indian Head Park

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Indian Head Park itself: aid to households, or repair grants to the Village of Indian Head Park.

Brought FEMA money into Indian Head ParkDeclared for Cook County only

2023

Severe Storms and Flooding

2 households applied for aid $600 aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

1 household applied for aid

2011

Severe Winter Storm and Snowstorm

$26K to the Village of Indian Head Park for repairs

2000

Illinois Winter Snow Storms

$6K to the Village of Indian Head Park for repairs

1999

Il-Winter Storm 1/1/99

$8K to the Village of Indian Head Park for repairs

Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Indian Head Park

Indian Head Park and the towns around it

Very lowLowModerateHighVery high

Western Springsmostly inland floodingHigh

Indian Head Parkmostly inland floodingHigh

Hinsdalemostly inland floodingHigh

Burr Ridgemostly inland floodingModerate

Countrysidemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Indian Head Park covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Indian Head Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Indian Head Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Indian Head Park total about $8.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.