Natural hazards · Hurst

Hurst, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hurst comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1998. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hurst?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hurst to be higher than in 82% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding29%Earthquakes28%Strong wind12%Cold waves12%Tornadoes8%Heat waves7%Everything else4%

By hazard

What Hurst faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

28% of expected damage

Well above average · higher than 87% of U.S. places

Strong wind

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

12% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 47 years in the area

Heat waves

7% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hurst flood?

Every paid claim on a federal flood insurance policy in Hurst, from FEMA’s records.

2paid claims since 1998

$2Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Mid-spring storms: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williamson County.

Disasters that hit Hurst

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hurst itself: aid to households, or repair grants to the City of Hurst.

Brought FEMA money into HurstDeclared for Williamson County only

2011

Severe Storms and Flooding

11 households applied for aid $74K aid approved

Williamson County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Hurst

Hurst and the towns around it

Very lowLowModerateHighVery high

Hurstmostly inland floodingVery high

De Sotomostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hurst is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hurst’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hurst. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.