Natural hazards · Huntsville

Huntsville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Huntsville comes from cold waves, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huntsville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huntsville to be higher than in 51% of U.S. communities, mostly from cold waves and strong winds.

Cold waves27%Strong wind20%Inland flooding15%Drought11%Hail11%Heat waves8%Everything else9%

By hazard

What Huntsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

27% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 4 times a year in the area

Strong wind

20% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

15% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Drought

11% of expected damage

Recorded about 5 times a year in the area

Hail

11% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huntsville flood?

FEMA's records show no paid flood insurance claims in Huntsville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Huntsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Schuyler County.

Disasters that hit Huntsville

Federal disasters declared here

None of the disasters declared for Schuyler County shows FEMA aid or repair money reaching Huntsville itself in FEMA’s records.

Brought FEMA money into HuntsvilleDeclared for Schuyler County only

Schuyler County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Huntsville

Huntsville and the towns around it

Very lowLowModerateHighVery high

Pea Ridgemostly inland floodingModerate

Northeastmostly inland floodingModerate

Claytonmostly inland floodingModerate

Huntsvillemostly cold wavesModerate

Camdenmostly cold wavesModerate

Birminghammostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huntsville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Huntsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Huntsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.