Natural hazards · Huntley

Huntley, IL natural hazards

Most of the natural-hazard damage FEMA expects in Huntley comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1982. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huntley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huntley to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves19%Tornadoes18%Everything else6%

By hazard

What Huntley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 83% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huntley flood?

Every paid claim on a federal flood insurance policy in Huntley, from FEMA’s records.

2paid claims since 1982

$713paid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Huntley is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: McHenry County.

Disasters that hit Huntley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Huntley itself: aid to households, or repair grants to the Village of Huntley.

Brought FEMA money into HuntleyDeclared for McHenry County only

2013

Severe Storms, Straight-Line Winds, and Flooding

5 households applied for aid $5K aid approved

McHenry County has had 14 natural disasters declared since 1953, most often winter storms and floods.

Around Huntley

Huntley and the towns around it

Very lowLowModerateHighVery high

Coralmostly inland floodingModerate

Lake in the Hillsmostly inland floodingModerate

Huntleymostly inland floodingModerate

Graftonmostly inland floodingLow

Rutlandmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huntley covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Huntley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Huntley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Huntley total about $7.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.