Natural hazards · Hull

Hull, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hull comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 82 claims here since 1982. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hull?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hull to be higher than in 87% of U.S. communities, mostly from inland flooding.

Inland flooding45%Cold waves13%Drought13%Heat waves12%Strong wind6%Everything else11%

By hazard

What Hull faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Cold waves

13% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Drought

13% of expected damage

Recorded about 6 times a year in the area

Heat waves

12% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 9 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hull flood?

Every paid claim on a federal flood insurance policy in Hull, from FEMA’s records.

82paid claims since 1982

$2.7Mpaid to owners

0homes flooded more than once

19822026

Biggest named events

Midwest Flooding: 76 claims, $2.7M

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hull isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.

What’s been done with FEMA grants

22flood-prone properties bought out and cleared

1buildings floodproofed

Disasters that hit Hull

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hull itself: aid to households, or repair grants to the Village of Hull.

Brought FEMA money into HullDeclared for Pike County only

2006

Snow

$2K to the Village of Hull for repairs

Pike County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hull is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hull’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hull. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.