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Natural hazards · Hudson

Hudson, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hudson comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hudson?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hudson to be higher than in 64% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves25%Drought9%Tornadoes9%Everything else10%
By hazard

What Hudson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once a year in the area

Cold waves

25% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 5 times a year in the area

Drought

9% of expected damage
Recorded about 4 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hudson flood?

FEMA's records show no paid flood insurance claims in Hudson.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hudson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: McLean County.
Disasters that hit Hudson

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hudson itself: aid to households, or repair grants to the Township of Hudson.

Brought FEMA money into HudsonDeclared for McLean County only
2011

Severe Winter Storm and Snowstorm

$8K to the Township of Hudson for repairs
1999

Il-Winter Storm 1/1/99

$9K to the Township of Hudson for repairs
McLean County has had 9 natural disasters declared since 1953, most often winter storms and ice storms.
Around Hudson

Hudson and the towns around it

El Paso: Low, mostly inland floodingMoney Creek: High, mostly inland floodingKansas: Moderate, mostly inland floodingNormal: Moderate, mostly inland floodingGridley: High, mostly inland floodingPalestine: Low, mostly inland floodingLexington: High, mostly inland floodingTowanda: Moderate, mostly inland floodingLexington: High, mostly inland floodingWhite Oak: Moderate, mostly inland floodingMontgomery: Moderate, mostly inland floodingBloomington: Moderate, mostly inland floodingBloomington City: Moderate, mostly inland floodingNormal: Moderate, mostly inland floodingDry Grove: Low, mostly inland floodingChenoa: High, mostly inland floodingWaldo: High, mostly inland floodingHudson: High, mostly inland flooding HudsonEl PasoMoney CreekKansasNormalGridley
Very lowLowModerateHighVery high
Hudsonmostly inland floodingHigh
Money Creekmostly inland floodingHigh
Gridleymostly inland floodingHigh
Kansasmostly inland floodingModerate
Normalmostly inland floodingModerate
El Pasomostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hudson is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hudson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hudson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.