Natural hazards · Hopedale

Hopedale, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hopedale comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hopedale?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hopedale to be higher than in 55% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves16%Tornadoes13%Drought12%Everything else14%

By hazard

What Hopedale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 7 years in the area

Drought

12% of expected damage

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hopedale flood?

Every paid claim on a federal flood insurance policy in Hopedale, from FEMA’s records.

5paid claims since 1979

$25Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hopedale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tazewell County.

Disasters that hit Hopedale

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hopedale itself: aid to households, or repair grants to the Village of Hopedale.

Brought FEMA money into HopedaleDeclared for Tazewell County only

1999

Il-Winter Storm 1/1/99

$2K to the Village of Hopedale for repairs

Tazewell County has had 13 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hopedale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hopedale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hopedale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.