Natural hazards · Hoopeston

Hoopeston, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hoopeston comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2002. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hoopeston?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hoopeston to be higher than in 49% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves24%Tornadoes11%Earthquakes6%Everything else13%

By hazard

What Hoopeston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Cold waves

24% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 89% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hoopeston flood?

Every paid claim on a federal flood insurance policy in Hoopeston, from FEMA’s records.

2paid claims since 2002

$28Kpaid to owners

0homes flooded more than once

20022026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hoopeston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vermilion County.

Disasters that hit Hoopeston

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hoopeston itself: aid to households, or repair grants to the City of Hoopeston.

Brought FEMA money into HoopestonDeclared for Vermilion County only

1999

Il-Winter Storm 1/1/99

$13K to the City of Hoopeston for repairs

Vermilion County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hoopeston covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hoopeston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hoopeston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hoopeston total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.