Natural hazards · Hillyard

Hillyard, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hillyard comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hillyard?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hillyard to be higher than in 49% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding30%Earthquakes28%Cold waves13%Tornadoes9%Heat waves8%Strong wind5%Everything else8%

By hazard

What Hillyard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Earthquakes

28% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

13% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 15 years in the area

Heat waves

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 9 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hillyard flood?

FEMA's records show no paid flood insurance claims in Hillyard.

of all homes
are insured

No community discount. Hillyard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macoupin County.

Disasters that hit Hillyard

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hillyard itself: aid to households, or repair grants to the Township of Hillyard.

Brought FEMA money into HillyardDeclared for Macoupin County only

2002

Severe Storms, Tornadoes and Flooding

$7K to the Township of Hillyard for repairs

Macoupin County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Hillyard

Hillyard and the towns around it

Very lowLowModerateHighVery high

Gillespiemostly earthquakesModerate

Hillyardmostly inland floodingModerate

Bunker Hillmostly inland floodingModerate

Shipmanmostly earthquakesModerate

Polkmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hillyard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hillyard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hillyard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.