Natural hazards · Hickory Point

Hickory Point, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hickory Point comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 53 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hickory Point?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hickory Point to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves16%Tornadoes11%Earthquakes9%Heat waves6%Everything else9%

By hazard

What Hickory Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 88% of U.S. places

Earthquakes

9% of expected damage

Well above average · higher than 78% of U.S. places

Heat waves

6% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hickory Point flood?

Every paid claim on a federal flood insurance policy in Hickory Point, from FEMA’s records.

53paid claims since 1978

$440Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Early winter storms: 3 claims, $47K
Mid-spring storms: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hickory Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macon County.

Disasters that hit Hickory Point

Federal disasters declared here

None of the disasters declared for Macon County shows FEMA aid or repair money reaching Hickory Point itself in FEMA’s records.

Brought FEMA money into Hickory PointDeclared for Macon County only

Macon County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Hickory Point

Hickory Point and the towns around it

Very lowLowModerateHighVery high

Decaturmostly inland floodingModerate

Hickory Pointmostly inland floodingModerate

Maroamostly inland floodingModerate

Illinimostly inland floodingLow

Whitmoremostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hickory Point covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Hickory Point’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Hickory Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hickory Point total about $8.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.