Natural hazards · Herscher

Herscher, IL natural hazards

Most of the natural-hazard damage FEMA expects in Herscher comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Herscher?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Herscher to be higher than in 77% of U.S. communities, mostly from inland flooding.

Inland flooding75%Cold waves12%Tornadoes7%Everything else7%

By hazard

What Herscher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Cold waves

12% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 12 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Herscher flood?

FEMA's records show no paid flood insurance claims in Herscher.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Herscher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kankakee County.

Disasters that hit Herscher

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Herscher itself: aid to households, or repair grants to the Village of Herscher.

Brought FEMA money into HerscherDeclared for Kankakee County only

2000

Illinois Winter Snow Storms

$2K to the Village of Herscher for repairs

1999

Il-Winter Storm 1/1/99

$4K to the Village of Herscher for repairs

Kankakee County has had 5 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Herscher is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Herscher’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Herscher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.