Natural hazards · Hebron

Hebron, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hebron comes from inland flooding, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hebron?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hebron to be higher than in 18% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes20%Cold waves16%Everything else10%

By hazard

What Hebron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 36 years in the area

Cold waves

16% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hebron flood?

FEMA's records show no paid flood insurance claims in Hebron.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hebron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McHenry County.

Disasters that hit Hebron

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hebron itself: aid to households, or repair grants to the Village of Hebron.

Brought FEMA money into HebronDeclared for McHenry County only

2011

Severe Winter Storm and Snowstorm

$11K to the Village of Hebron for repairs

2008

Record Snow and Near Record Snow

$5K to the Village of Hebron for repairs

2006

Snow

$5K to the Village of Hebron for repairs

2000

Illinois Winter Snow Storms

$2K to the Village of Hebron for repairs

1999

Il-Winter Storm 1/1/99

$2K to the Village of Hebron for repairs

McHenry County has had 14 natural disasters declared since 1953, most often winter storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hebron is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hebron’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hebron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.