Natural hazards · Hawthorne

Hawthorne, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hawthorne comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hawthorne?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hawthorne to be higher than in 75% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes43%Inland flooding30%Tornadoes8%Everything else19%

By hazard

What Hawthorne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · higher than 89% of U.S. places

Inland flooding

30% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 8 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hawthorne flood?

FEMA's records show no paid flood insurance claims in Hawthorne.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hawthorne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: White County.

Disasters that hit Hawthorne

Federal disasters declared here

None of the disasters declared for White County shows FEMA aid or repair money reaching Hawthorne itself in FEMA’s records.

Brought FEMA money into HawthorneDeclared for White County only

White County has had 8 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Hawthorne

Hawthorne and the towns around it

Very lowLowModerateHighVery high

Harmonymostly inland floodingVery high

Lynnmostly inland floodingVery high

Hawthornemostly earthquakesHigh

Phillipsmostly earthquakesHigh

Carmimostly earthquakesHigh

Emmamostly earthquakesHigh

Mauniemostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hawthorne is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hawthorne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hawthorne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.