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Housing in Harrisburg

A typical Harrisburg home is worth roughly $93,000

Home prices around Harrisburg have risen about 27% over the past 5 years.

Typical home value
$93K
▼ 1% in a year · IL $298K
Estimate
2-bedroom rent
$920
a month, utilities in · HUD
Median tax bill
$1,429
IL $5,298

What kind of housing town is Harrisburg?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.1 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$151,000
Typical Harrisburg home $93K

That covers a typical Harrisburg home, with $58K to spare.

The typical home, each month
$620
Loan $460Tax $130Insurance $30

A two-bedroom rents for about $920 a month here, $300 more than owning.

How Harrisburg ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Harrisburg’s typical property tax (1.70% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $920

Renters already here pay a median of $760, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$630
1 bedroom$700
2 bedrooms$920
3 bedrooms$1,200
4 bedrooms$1,260
39%
of households rent · IL 33%
1,205
renter households
57%
of renters spend 30%+ of income on rent · IL 48%
25%
of the median income, for a two-bedroom
$760
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Pope County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Price trend

Home prices up 27% in 5 years

The federal house price index for the ZIP code around Harrisburg rose 27% over the past 5 years, slower than across Illinois (47%). Last year prices fell 1%. Carrying the Census median home value forward with that index puts the typical Harrisburg home at roughly $93,000 today.

Harrisburg areaIllinois
0%+50%+100%200020052010201520202025
−1%
past year
+27%
past 5 years
+36%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $93K.

How Harrisburg ranks on rising home prices →

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Harrisburg, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

The homes

62% of Harrisburg households own their home

Half of Harrisburg’s homes were built before 1968.

Owners and renters
Own 62%Rent 39%

Illinois: 67% own.

1968
typical home built · IL 1971
$1,429
median property tax bill · IL $5,298
1.70%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Harrisburg vs. its neighbors

The towns that share a border with Harrisburg. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Harrisburg$93K*−1%†$920—$43,415
Muddy——$9200—

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Harrisburg buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Harrisburg still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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