Natural hazards · Hampshire

Hampshire, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hampshire comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1982. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hampshire?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampshire to be higher than in 24% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves26%Tornadoes20%Everything else6%

By hazard

What Hampshire faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Cold waves

26% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 56 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hampshire flood?

Every paid claim on a federal flood insurance policy in Hampshire, from FEMA’s records.

5paid claims since 1982

$28Kpaid to owners

1homes flooded more than once

19822026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hampshire isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kane County.

Disasters that hit Hampshire

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hampshire itself: aid to households, or repair grants to the Village of Hampshire.

Brought FEMA money into HampshireDeclared for Kane County only

2013

Severe Storms, Straight-Line Winds, and Flooding

3 households applied for aid $639 aid approved

2011

Severe Winter Storm and Snowstorm

$15K to the Village of Hampshire for repairs

2007

Severe Storms and Flooding

7 households applied for aid $4K aid approved $5K to the Village of Hampshire for repairs

1999

Il-Winter Storm 1/1/99

$2K to the Village of Hampshire for repairs

Kane County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Hampshire

Hampshire and the towns around it

Very lowLowModerateHighVery high

Coralmostly inland floodingModerate

Pingree Grovemostly inland floodingLow

Hampshiremostly inland floodingLow

Rutlandmostly inland floodingLow

Hampshiremostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampshire covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hampshire’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hampshire. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hampshire total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.