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Natural hazards · Gulfport

Gulfport, IL natural hazards

Most of the natural-hazard damage FEMA expects in Gulfport comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 85 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Gulfport?

90
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gulfport to be higher than in 90% of U.S. communities, mostly from inland flooding.

Inland flooding50%Drought14%Hail10%Strong wind9%Tornadoes6%Everything else11%
By hazard

What Gulfport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 2 times a year in the area

Drought

14% of expected damage
Recorded about 9 times a year in the area

Hail

10% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Strong wind

9% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 10 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Gulfport flood?

Every paid claim on a federal flood insurance policy in Gulfport, from FEMA’s records.

85paid claims since 1979
$4.1Mpaid to owners
6homes flooded more than once
19792026

Biggest named events

  • Midwest Flooding: 23 claims, $299K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Gulfport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Henderson County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Gulfport

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gulfport itself: aid to households, or repair grants to the Village of Gulfport.

Brought FEMA money into GulfportDeclared for Henderson County only
2019

Severe Storms and Flooding

$66K to the Village of Gulfport for repairs
2008

Severe Storms and Flooding

14 households applied for aid $185K aid approved $350K to the Village of Gulfport for repairs
1999

Il-Winter Storm 1/1/99

$2K to the Village of Gulfport for repairs
Henderson County has had 14 natural disasters declared since 1953, most often floods and winter storms.
Around Gulfport

Gulfport and the towns around it

Burlington: Moderate, mostly inland floodingCarman: Very high, mostly inland floodingGladstone: Very high, mostly inland floodingWest Burlington: Low, mostly inland floodingStronghurst: Very high, mostly inland floodingLomax: Very high, mostly inland floodingBiggsville: Very high, mostly inland floodingOquawka: Very high, mostly inland floodingGulfport: Very high, mostly inland flooding GulfportBurlingtonCarmanGladstone
Very lowLowModerateHighVery high
Gulfportmostly inland floodingVery high
Carmanmostly inland floodingVery high
Gladstonemostly inland floodingVery high
Burlingtonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gulfport is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Gulfport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Gulfport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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