Natural hazards · Greenville

Greenville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Greenville comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greenville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenville to be higher than in 52% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes31%Inland flooding24%Tornadoes17%Cold waves11%Heat waves8%Everything else9%

By hazard

What Greenville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

31% of expected damage

Well above average · higher than 85% of U.S. places

Inland flooding

24% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 79% of U.S. places

Cold waves

11% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greenville flood?

Every paid claim on a federal flood insurance policy in Greenville, from FEMA’s records.

1paid claims since 1979

$2Kpaid to owners

0homes flooded more than once

19792026

of all homes
are insured

No community discount. Greenville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bond County.

Disasters that hit Greenville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Greenville itself: aid to households, or repair grants to the City of Greenville.

Brought FEMA money into GreenvilleDeclared for Bond County only

2006

Severe Winter Storm

$14K to the City of Greenville for repairs

Bond County has had 5 natural disasters declared since 1953, most often tornadoes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Greenville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Greenville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greenville total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.