Natural hazards · Grayville

Grayville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Grayville comes from earthquakes, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grayville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grayville to be higher than in 75% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes43%Inland flooding30%Tornadoes8%Everything else19%

By hazard

What Grayville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · higher than 89% of U.S. places

Inland flooding

30% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 8 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grayville flood?

FEMA's records show no paid flood insurance claims in Grayville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grayville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: White County.

Disasters that hit Grayville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grayville itself: aid to households, or repair grants to the City of Grayville.

Brought FEMA money into GrayvilleDeclared for White County only

2011

Severe Storms and Flooding

18 households applied for aid $44K aid approved $331K to the City of Grayville for repairs

2004

Record/Near Record Snow

$3K to the City of Grayville for repairs

White County has had 8 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Grayville

Grayville and the towns around it

Very lowLowModerateHighVery high

Grayvillemostly earthquakesHigh

Graymostly earthquakesHigh

Wabashmostly droughtModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grayville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grayville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grayville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.