Natural hazards · Grant

Grant, IL natural hazards

Most of the natural-hazard damage FEMA expects in Grant comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2002.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grant?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grant to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves20%Tornadoes10%Earthquakes6%Everything else13%

By hazard

What Grant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Cold waves

20% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 14 years in the area

Earthquakes

6% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grant flood?

Every paid claim on a federal flood insurance policy in Grant, from FEMA’s records.

2paid claims since 2002

$28Kpaid to owners

0homes flooded more than once

20022026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vermilion County.

Disasters that hit Grant

Federal disasters declared here

None of the disasters declared for Vermilion County shows FEMA aid or repair money reaching Grant itself in FEMA’s records.

Brought FEMA money into GrantDeclared for Vermilion County only

Vermilion County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

Around Grant

Grant and the towns around it

Very lowLowModerateHighVery high

Lovejoymostly inland floodingHigh

Prairie Greenmostly inland floodingHigh

Rossmostly inland floodingModerate

Grantmostly inland floodingModerate

Prairiemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grant covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Grant’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Grant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grant total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.