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Natural hazards · Glencoe

Glencoe, IL natural hazards

Most of the natural-hazard damage FEMA expects in Glencoe comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 15 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Glencoe?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Glencoe to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves29%Tornadoes18%Heat waves8%Everything else3%
By hazard

What Glencoe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Below average · higher than 28% of U.S. places
Recorded about 6 times a year in the area

Cold waves

29% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 75% of U.S. places

Heat waves

8% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Glencoe flood?

Every paid claim on a federal flood insurance policy in Glencoe, from FEMA’s records.

15paid claims since 1978
$89Kpaid to owners
2homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 3 claims, $28K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Glencoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Glencoe

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Glencoe itself: aid to households, or repair grants to the Village of Glencoe.

Brought FEMA money into GlencoeDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

3 households applied for aid
2023

Severe Storms and Flooding

3 households applied for aid
2013

Severe Storms, Straight-Line Winds, and Flooding

9 households applied for aid $22K aid approved
2011

Severe Winter Storm and Snowstorm

$26K to the Village of Glencoe for repairs
2010

Severe Storms and Flooding

1 household applied for aid $2K aid approved
2008

Severe Storms and Flooding

20 households applied for aid $28K aid approved $16K to the Village of Glencoe for repairs
2007

Severe Storms and Flooding

$56K to the Village of Glencoe for repairs
2000

Illinois Winter Snow Storms

$16K to the Village of Glencoe for repairs
1999

Il-Winter Storm 1/1/99

$25K to the Village of Glencoe for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Glencoe

Glencoe and the towns around it

Winnetka: Low, mostly inland floodingNew Trier: Moderate, mostly inland floodingNorthbrook: Moderate, mostly inland floodingNorthfield: Moderate, mostly inland floodingNorthfield: Moderate, mostly inland floodingHighland Park: Low, mostly inland floodingMoraine: Low, mostly inland floodingKenilworth: Very low, mostly inland floodingWilmette: Moderate, mostly inland floodingEvanston: Low, mostly inland floodingNiles: Moderate, mostly inland floodingSkokie: Moderate, mostly inland floodingGlenview: High, mostly inland floodingDeerfield: High, mostly inland floodingWheeling: High, mostly inland floodingWheeling: Moderate, mostly inland floodingDes Plaines: Moderate, mostly inland floodingWest Deerfield: High, mostly inland floodingHighwood: Very low, mostly inland floodingLake Forest: Low, mostly inland floodingBannockburn: High, mostly inland floodingShields: Very low, mostly inland floodingGlencoe: Very low, mostly inland flooding GlencoeWinnetkaNew TrierNorthbrookNorthfieldNorthfieldHighland ParkMoraine
Very lowLowModerateHighVery high
Northbrookmostly inland floodingModerate
Northfieldmostly inland floodingModerate
Northfieldmostly inland floodingModerate
New Triermostly inland floodingModerate
Highland Parkmostly inland floodingLow
Winnetkamostly inland floodingLow
Morainemostly inland floodingLow
Glencoemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Glencoe covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Glencoe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Glencoe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Glencoe total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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