Housing · Germantown

Germantown, IL housing market

The median sale price was $223,000 in February 2026.

Home values, sales, trends and how Germantown compares with the towns next door — updated as new data is published.

The market right now

Germantown at a glance

Median sale price
$223K
February 2026 · Redfin
Homes sold
1
in February

Only 1 sale in February 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Germantown in 2025. The last year with any was 2024 (2 new homes).

New homes, 2025
0
2 in 2024
2026 so far
0
Jan–Aug
Single-familyTwo or more homes per building2026 so far
051015 2013: 1 home 2013 2014: 2 homes 2015: 4 homes 2015 2016: 4 homes 2017: 3 homes 2018: 2 homes 2019: 4 homes 2020: 4 homes 2020 2021: 12 homes (8 single-family, 4 in buildings with 2+ homes) 2022: 13 homes (5 single-family, 8 in buildings with 2+ homes) 2023: 4 homes (2 single-family, 2 in buildings with 2+ homes) 2024: 2 homes 2025: 0 homes 2025 2026 so far: 0 homes
Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024220$707,000
2023422$1 million
20221358$2.9 million
20211284$2.9 million
2020440$1.1 million
2019440$1.1 million
2018220$517,000
2017330$776,000
2016440$1 million
2015440$984,000
2014220$435,000
2013110$220,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Affordability

2.1 years of income

The typical Germantown home costs about 2.1 years of the town's median household income, less than across Illinois (3.6 years).

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
84.3%
Illinois: 67.1%
Median tax bill
$3,237
Illinois: $5,298
Median rent
$913
Illinois: $1,274
Typical home built
1972
Illinois: 1971

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $990

HUD's Fair Market Rent for a two-bedroom in Germantown is $990 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Germantown pay a median of $913. A two-bedroom takes about 13% of the town's median household income.

1 bedroom
$800
a month, with utilities
2 bedrooms
$990
a month, with utilities
3 bedrooms
$1,270
a month, with utilities
Share of income
13%
2 bedrooms ÷ median income

Studio $760 · 4 bedrooms $1,480

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (62245; St. Louis, MO-IL HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

On the market

Recent listings in Germantown

Listed in the past 60 days. Each opens on the listing site.

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, February 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

The coffee’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01