Natural hazards · Genoa

Genoa, IL natural hazards

Most of the natural-hazard damage FEMA expects in Genoa comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Genoa?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Genoa to be higher than in 42% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves23%Tornadoes13%Everything else8%

By hazard

What Genoa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 32 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Genoa flood?

FEMA's records show no paid flood insurance claims in Genoa.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Genoa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeKalb County.

Disasters that hit Genoa

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Genoa itself: aid to households, or repair grants to the Township of Genoa.

Brought FEMA money into GenoaDeclared for DeKalb County only

2013

Severe Storms, Straight-Line Winds, and Flooding

4 households applied for aid $4K aid approved

2011

Severe Winter Storm and Snowstorm

$2K to the Township of Genoa for repairs

2007

Severe Storms and Flooding

19 households applied for aid $15K aid approved

DeKalb County has had 10 natural disasters declared since 1953, most often floods and winter storms.

Around Genoa

Genoa and the towns around it

Very lowLowModerateHighVery high

Genoamostly inland floodingModerate

Kingstonmostly inland floodingModerate

Genoamostly inland floodingModerate

Rileymostly inland floodingLow

Hampshiremostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Genoa covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Genoa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Genoa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Genoa total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.