Natural hazards · Genesee

Genesee, IL natural hazards

Most of the natural-hazard damage FEMA expects in Genesee comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1993. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Genesee?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Genesee to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding50%Drought13%Tornadoes12%Cold waves10%Strong wind6%Everything else10%

By hazard

What Genesee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Drought

13% of expected damage

Recorded about 12 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 10 years in the area

Cold waves

10% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 6 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Genesee flood?

Every paid claim on a federal flood insurance policy in Genesee, from FEMA’s records.

5paid claims since 1993

$67Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Mid-spring storms: 1 claim, $19K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Genesee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Whiteside County.

Disasters that hit Genesee

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Genesee itself: aid to households, or repair grants to the Township of Genesee.

Brought FEMA money into GeneseeDeclared for Whiteside County only

2011

Severe Winter Storm and Snowstorm

$5K to the Township of Genesee for repairs

Whiteside County has had 12 natural disasters declared since 1953, most often floods and winter storms.

Around Genesee

Genesee and the towns around it

Very lowLowModerateHighVery high

Mount Pleasantmostly inland floodingModerate

Geneseemostly inland floodingModerate

Jordanmostly inland floodingModerate

Hopkinsmostly inland floodingModerate

Clydemostly inland floodingLow

Wysoxmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Genesee covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Genesee’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Genesee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Genesee total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.