Gardner, IL housing market
The typical Gardner home is worth about $206,000, down 2.2% in a year, 31% below the Illinois typical home.
Home values, sales, trends and how Gardner compares with the towns next door — updated as new data is published.
Gardner at a glance
Only 3 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Gardner | Illinois |
|---|---|---|
| 2017 | $113,000 | $181,000 |
| 2018 | $124,000 | $190,000 |
| 2019 | $138,000 | $195,000 |
| 2020 | $138,000 | $200,000 |
| 2021 | $149,000 | $215,000 |
| 2022 | $155,000 | $236,000 |
| 2023 | $166,000 | $248,000 |
| 2024 | $182,000 | $263,000 |
| 2025 | $196,000 | $278,000 |
| 2026 | $210,000 | $290,000 |
| August 2026 | $206,000 | $298,000 |
No new homes permitted in 2025
No permits for new homes were issued in Gardner in 2025. The last year with any was 2023 (1 new home).
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Gardner's population fell by 97 even though 2 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 1 | 1 | 0 | $175,000 |
| 2022 | 1 | 1 | 0 | $175,000 |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 1 | 1 | 0 | $271,000 |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 1 | 1 | 0 | $290,000 |
| 2009 | 1 | 1 | 0 | $135,000 |
| 2008 | 2 | 2 | 0 | $315,000 |
| 2007 | 6 | 6 | 0 | $1.6 million |
| 2006 | 1 | 1 | 0 | $100,000 |
| 2005 | 3 | 3 | 0 | $443,000 |
| 2004 | 4 | 4 | 0 | $458,000 |
| 2003 | 5 | 5 | 0 | $706,000 |
| 2002 | 3 | 3 | 0 | $375,000 |
| 2001 | 4 | 4 | 0 | $633,000 |
| 2000 | 3 | 3 | 0 | $407,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Gardner and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Gardner | $206K | −2.2% | $1,360 | 0 | $88,092 |
| Garfield | — | +10.2%† | $1,360 | — | $88,092 |
| Greenfield | — | +14.5%† | $1,470 | — | $88,750 |
† FHFA price index change, where Zillow has no home value for the town.
2.3 years of income
The typical Gardner home costs about 2.3 years of the town's median household income, less than across Illinois (3.6 years).
How Gardner ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,360
HUD's Fair Market Rent for a two-bedroom in Gardner is $1,360 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Gardner pay a median of $979, so moving in tends to cost more than staying put. A two-bedroom takes about 19% of the town's median household income.
Studio $950 · 4 bedrooms $1,950
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (60424; Grundy County, IL HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.