Natural hazards · Freeman Spur

Freeman Spur, IL natural hazards

Most of the natural-hazard damage FEMA expects in Freeman Spur comes from earthquakes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Freeman Spur?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freeman Spur to be higher than in 78% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes32%Inland flooding26%Strong wind14%Cold waves10%Tornadoes7%Heat waves6%Everything else4%

By hazard

What Freeman Spur faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

32% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

26% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 2 times a year in the area

Strong wind

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

10% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 68 years in the area

Heat waves

6% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Freeman Spur flood?

FEMA's records show no paid flood insurance claims in Freeman Spur.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Freeman Spur isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williamson County.

Disasters that hit Freeman Spur

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Freeman Spur itself: aid to households, or repair grants to the Village of Freeman Spur.

Brought FEMA money into Freeman SpurDeclared for Williamson County only

2011

Severe Storms and Flooding

10 households applied for aid $65K aid approved

Williamson County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Freeman Spur

Freeman Spur and the towns around it

Very lowLowModerateHighVery high

Freeman Spurmostly earthquakesHigh

Denningmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freeman Spur is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Freeman Spur’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Freeman Spur. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.