Natural hazards · Franklin Grove

Franklin Grove, IL natural hazards

Most of the natural-hazard damage FEMA expects in Franklin Grove comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Franklin Grove?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Franklin Grove to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes13%Cold waves10%Strong wind9%Drought7%Everything else6%

By hazard

What Franklin Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 11 years in the area

Cold waves

10% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 6 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Drought

7% of expected damage

Recorded about 12 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Franklin Grove flood?

FEMA's records show no paid flood insurance claims in Franklin Grove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Franklin Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

Disasters that hit Franklin Grove

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Franklin Grove itself: aid to households, or repair grants to the Village of Franklin Grove.

Brought FEMA money into Franklin GroveDeclared for Lee County only

2011

Severe Winter Storm and Snowstorm

$3K to the Village of Franklin Grove for repairs

2006

Snow

$4K to the Village of Franklin Grove for repairs

Lee County has had 8 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Franklin Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Franklin Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Franklin Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.