Natural hazards · Forsyth

Forsyth, IL natural hazards

Most of the natural-hazard damage FEMA expects in Forsyth comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1990. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Forsyth?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Forsyth to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves12%Tornadoes10%Earthquakes6%Everything else14%

By hazard

What Forsyth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Cold waves

12% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 36 years in the area

Earthquakes

6% of expected damage

Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Forsyth flood?

Every paid claim on a federal flood insurance policy in Forsyth, from FEMA’s records.

5paid claims since 1990

$47Kpaid to owners

1homes flooded more than once

19902026

Biggest named events

Mid-spring storms: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Forsyth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macon County.

Disasters that hit Forsyth

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Forsyth itself: aid to households, or repair grants to the Village of Forsyth.

Brought FEMA money into ForsythDeclared for Macon County only

2023

Severe Storms and Flooding

$33K to the Village of Forsyth for repairs

2006

Severe Winter Storm

$22K to the Village of Forsyth for repairs

1999

Il-Winter Storm 1/1/99

$2K to the Village of Forsyth for repairs

Macon County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Forsyth

Forsyth and the towns around it

Very lowLowModerateHighVery high

Forsythmostly inland floodingModerate

Decaturmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Forsyth covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Forsyth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Forsyth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Forsyth total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.