Natural hazards · Floraville

Floraville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Floraville comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Floraville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Floraville to be higher than in 62% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding34%Earthquakes32%Heat waves10%Cold waves10%Tornadoes9%Everything else7%

By hazard

What Floraville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

32% of expected damage

Well above average · higher than 85% of U.S. places

Heat waves

10% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 15 times a year in the area

Cold waves

10% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 24 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Floraville flood?

FEMA's records show no paid flood insurance claims in Floraville.

of all homes
are insured

No community discount. Floraville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Clair County.

Disasters that hit Floraville

Federal disasters declared here

None of the disasters declared for St. Clair County shows FEMA aid or repair money reaching Floraville itself in FEMA’s records.

Brought FEMA money into FloravilleDeclared for St. Clair County only

St. Clair County has had 17 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Floraville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Floraville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Floraville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.