Natural hazards · Fenton

Fenton, IL natural hazards

Most of the natural-hazard damage FEMA expects in Fenton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 22 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fenton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fenton to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding44%Drought14%Tornadoes13%Cold waves12%Strong wind7%Hail5%Everything else6%

By hazard

What Fenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 2 times a year in the area

Drought

14% of expected damage

Recorded about 12 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 8 years in the area

Cold waves

12% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 6 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Hail

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fenton flood?

Every paid claim on a federal flood insurance policy in Fenton, from FEMA’s records.

22paid claims since 1993

$168Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Mid-spring storms: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Whiteside County.

Disasters that hit Fenton

Federal disasters declared here

None of the disasters declared for Whiteside County shows FEMA aid or repair money reaching Fenton itself in FEMA’s records.

Brought FEMA money into FentonDeclared for Whiteside County only

Whiteside County has had 12 natural disasters declared since 1953, most often floods and winter storms.

Around Fenton

Fenton and the towns around it

Very lowLowModerateHighVery high

Portlandmostly inland floodingHigh

Union Grovemostly inland floodingModerate

Prophetstownmostly inland floodingModerate

Fentonmostly inland floodingModerate

Lyndonmostly inland floodingModerate

Eriemostly inland floodingModerate

Newtonmostly inland floodingModerate

Eriemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fenton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fenton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Fenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fenton total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.