Natural hazards · Fairmount

Fairmount, IL natural hazards

Most of the natural-hazard damage FEMA expects in Fairmount comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairmount?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairmount to be higher than in 48% of U.S. communities, mostly from inland flooding and drought.

Inland flooding35%Drought21%Cold waves16%Earthquakes10%Tornadoes7%Everything else11%

By hazard

What Fairmount faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Drought

21% of expected damage

Recorded about 2 times a year in the area

Cold waves

16% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

10% of expected damage

Well above average · higher than 78% of U.S. places

Tornadoes

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairmount flood?

FEMA's records show no paid flood insurance claims in Fairmount.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairmount isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vermilion County.

Disasters that hit Fairmount

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairmount itself: aid to households, or repair grants to the Village of Fairmount.

Brought FEMA money into FairmountDeclared for Vermilion County only

2023

Severe Storms and Flooding

$10K to the Village of Fairmount for repairs

2013

Severe Storms, Straight-Line Winds, and Tornadoes

1 household applied for aid

Vermilion County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairmount is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fairmount’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fairmount. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.