Natural hazards · Evansville

Evansville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Evansville comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Evansville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Evansville to be higher than in 73% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes37%Inland flooding28%Tornadoes9%Strong wind8%Cold waves6%Heat waves6%Everything else6%

By hazard

What Evansville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

37% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

28% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 8 years in the area

Strong wind

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Cold waves

6% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Evansville flood?

Every paid claim on a federal flood insurance policy in Evansville, from FEMA’s records.

14paid claims since 1979

$231Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Midwest Flooding: 3 claims, $54K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Evansville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

What’s been done with FEMA grants

22flood-prone properties bought out and cleared

Disasters that hit Evansville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Evansville itself: aid to households, or repair grants to the Village of Evansville.

Brought FEMA money into EvansvilleDeclared for Randolph County only

2019

Severe Storms and Flooding

$18K to the Village of Evansville for repairs

2011

Severe Storms and Flooding

8 households applied for aid $13K aid approved $13K to the Village of Evansville for repairs

2008

Severe Storms and Flooding

$8K to the Village of Evansville for repairs

2002

Severe Storms, Tornadoes and Flooding

$5K to the Village of Evansville for repairs

Randolph County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Evansville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Evansville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Evansville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Evansville, IL natural hazards

How exposed is Evansville?

What Evansville faces

Earthquakes

Inland flooding

Tornadoes

Strong wind

Cold waves

Heat waves

Lower here

Not a risk here

Does Evansville flood?

Biggest named events

What’s been done with FEMA grants

4 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

Severe Storms and Flooding

Severe Storms, Tornadoes and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby