Natural hazards · Eppards Point

Eppards Point, IL natural hazards

Most of the natural-hazard damage FEMA expects in Eppards Point comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eppards Point?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eppards Point to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves14%Everything else16%

By hazard

What Eppards Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eppards Point flood?

Every paid claim on a federal flood insurance policy in Eppards Point, from FEMA’s records.

3paid claims since 2008

$15Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Early winter storms: 2 claims, $13K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eppards Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Livingston County.

Disasters that hit Eppards Point

Federal disasters declared here

None of the disasters declared for Livingston County shows FEMA aid or repair money reaching Eppards Point itself in FEMA’s records.

Brought FEMA money into Eppards PointDeclared for Livingston County only

Livingston County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Eppards Point

Eppards Point and the towns around it

Very lowLowModerateHighVery high

Pontiacmostly inland floodingVery high

Eppards Pointmostly inland floodingVery high

Avocamostly inland floodingVery high

Pikemostly inland floodingHigh

Yatesmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eppards Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eppards Point’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Eppards Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eppards Point total about $5.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.