Natural hazards · Energy

Energy, IL natural hazards

Most of the natural-hazard damage FEMA expects in Energy comes from earthquakes, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Energy?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Energy to be higher than in 75% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes28%Inland flooding27%Strong wind15%Cold waves11%Tornadoes8%Heat waves6%Everything else4%

By hazard

What Energy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

28% of expected damage

Well above average · higher than 86% of U.S. places

Inland flooding

27% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Strong wind

15% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

11% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 69 years in the area

Heat waves

6% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Energy flood?

FEMA's records show no paid flood insurance claims in Energy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Energy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williamson County.

Disasters that hit Energy

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Energy itself: aid to households, or repair grants to the Village of Energy.

Brought FEMA money into EnergyDeclared for Williamson County only

2011

Severe Storms and Flooding

4 households applied for aid $4K aid approved

2009

Severe Storms, Flooding, and Tornadoes

$37K to the Village of Energy for repairs

2004

Record/Near Record Snow

$4K to the Village of Energy for repairs

Williamson County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Energy

Energy and the towns around it

Very lowLowModerateHighVery high

Herrinmostly earthquakesHigh

Energymostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Energy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Energy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Energy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.