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Natural hazards · Elmwood

Elmwood, IL natural hazards

Most of the natural-hazard damage FEMA expects in Elmwood comes from inland flooding, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Elmwood?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elmwood to be higher than in 36% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves25%Tornadoes14%Drought6%Everything else17%
By hazard

What Elmwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 2 times a year in the area

Cold waves

25% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 11 years in the area

Drought

6% of expected damage
Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Elmwood flood?

FEMA's records show no paid flood insurance claims in Elmwood.

of all homes
are insured
No community discount. Elmwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Peoria County.
Disasters that hit Elmwood

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Elmwood itself: aid to households, or repair grants to the City of Elmwood.

Brought FEMA money into ElmwoodDeclared for Peoria County only
2013

Severe Storms, Straight-Line Winds, and Flooding

11 households applied for aid $38K aid approved $5K to the City of Elmwood for repairs
2011

Severe Winter Storm and Snowstorm

$3K to the City of Elmwood for repairs
2008

Severe Storms and Flooding

1 household applied for aid $2K aid approved
2006

Snow

$2K to the City of Elmwood for repairs
2000

Illinois Winter Snow Storms

$2K to the City of Elmwood for repairs
1999

Il-Winter Storm 1/1/99

$2K to the City of Elmwood for repairs
Peoria County has had 13 natural disasters declared since 1953, most often floods and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elmwood is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Elmwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Elmwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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